Laminate Floor Water Damage Insurance

The wood materials in laminate floors are susceptible to water damage.

Laminate floor water damage insurance.

Lately we have a lot of customers who have had water damage on their floors. Laminate flooring is popular among homeowners because it looks nice and is durable. The insurance industry defines flooding as damage caused by water after it touches the ground as opposed to damage from a bursting pipe or rain coming through your roof. I didnt even ask.

Floor damage from flooding is only covered if you have flood insurance. Laminate is designed to withstand occasional spills if installed in accordance with manufacturer instructions. Guess i got lucky. Water mold fire restoration 800 905 0277 would like to point out some of the pluses and minuses of laminate flooring.

As long as you wipe up any spilled water promptly the floor should be no worse for the wear. These floors can last for years and don t require much maintenance along the way. Water or solvent damage to a plastic laminate floor. Many types of floors not just laminate flooring are subject to damage when hit with enough water.

Water damage laminate floor. If it was caused by the town or your condo or an appliance under warranty etc. So how do you fix laminate floors with water damage. As laminate flooring continues to grow in popularity how to repair laminate flooring after water damage is becoming an interesting topic for many homeowners.

Fixing water damage areas. Laminate flooring and water however have a complicated relationship. No matter whether you have ho 2 ho 3 or ho 6 some types of damage your policy won t cover. Water damage can happen for a number of reasons too many to list and sometimes it is covered by insurance either homeowner s insurance or someone else s insurance e g.

When water gets below the laminate flooring there is always the possibility of mold developing. That said the wood in the laminate floors is prone to water damage if. I have filed 2 water damage claims and both times the insurance paid to rip the entire floor out and replace it only about 30 was actually damaged by water. Flooding or other significant water damage is a different story.

The flooring covered a hallway and 2 separate rooms and one of the rooms was completely dry unaffected. Water damaged laminate flooring has the potential of being dangerous. When it comes to water damage laminate floor coverings often fare better than other types of flooring. If the flooring is buckled it can create a tripping hazard.